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Veterans, Own Your Home:

Discover the Ease of VA Loans!



VA home loans open doors for:


US Veterans

Personnel with honorable discharge

Reservist & National Guard

Members eligible for surviving spouses




Here are some important things to know about VA loans before you buy a home. According to the Department of Veteran Affairs:


✅ No Down Payment:

No more traditional down payments for your dream home with VA loans—making it possible with ZERO down.


✅ Competitive Interest Rates:

Bid farewell to budget-busting high-interest rates. VA loans ensure competitive rates, giving you more cash in your pocket.


✅ Closing Costs, Effortless:

Say goodbye to overwhelming closing costs. VA loans simplify the process, offering limited costs, with sellers contributing. Your journey, your savings.


✅ No PMI, More Savings:

Eliminate the drain of Private Mortgage Insurance. VA loans put monthly savings back under your control.


✅ Reuse Your Benefits:

If military assignments take you places, let your VA benefits move with you. Your dream home, wherever duty calls.


✅ Financial Hardship Assistance:

Rest easy about financial hardships. VA stands by you during tough times, collaborating with you and lenders for solutions.



Many eligible Veterans miss out on the VA loan program for common reasons.

Some may not be fully aware of all the advantages.

There's a misconception that obtaining a VA loan is a cumbersome process.

Certain lenders neglect to educate Veterans or lack sufficient knowledge about the program.



That’s why we’re here to help you! We simplify the process and take the stress out of moving.

REVIEWS

  • We're completely satisfied with the level of service we received from Christina. She was very kind and helped us to buy a single family home in Miamisburg. Christina was patient spending hours with us until we found the right one. She was understanding and very knowledgeable about the business. She's very responsive to questions and made the whole process painless. Thanks again for everything

    rsimmons 865

  • We are extremely happy with our new home. The process was extremely smooth. Christina was amazing and was always quick to respond to us, even during non business hours. We have already told all our friends about her. She truly cares about people and that was refreshing.

    tims93214

  • Christina is an outstanding real estate professional. She navigated me through some stressful times, and I'm thoroughly loving the house she helped me get into. I highly recommend her to anyone looking to buy or sell. Christina is calm, cool, collected, and maintains an even keel at all times. She truly helps the buyer through an increasingly difficult closing process. If it wasn't for her and her great personality and wonderful set of skills, I'm not sure I would of made it to closing. I'm glad I did. Pick Christina and you will not be disappointed. she promises to take care of you, and she will.

    wfstark2015

  • I can whole heartedly recommend Christina Hillard when buying or selling a home. She helped me purchase a home a year ago by guiding me through every step of the process. She gave advice on what to offer the seller and how to negotiate my best deal. She actually saved me thousands of dollars from what I was willing to pay. She responded very quickly to my many questions. I could not have been more satisfied with her service.

    dan curl

  • Awesome!! Our house was on the market for roughly 10-12 hours and we received an offer that was more than our asking price. We highly recommend Christina and her Remax Ultimate team.

    andyrichards702

  • Excellent representation....Chistina responded very quickly to all questions and concerns and did a good job communicating all updates. She was flexible on attending showings and did her best to ensure that all of my requests were met.

    zuser20160708102604828

  • Truth be told, I already had a realtor I planned to use and only got connected to Christina through an inquiry on a house. The next day she connected with me immediately and started her own list of houses I might like based on my criteria. I think her list and mine were identical. The best part about having Christina is the constant and immediate communication. She always replied to me within minutes. I had so much fun working with Christina; if I had the money I'd buy another house. Since I didn't I let her sell mine house and while a more painful process than buying, Christina made it tolerable, oh, and sold my house in 2 days! She got exactly what I wanted for it. Nice. Bottom line: if you're ready to buy or sell call Christina. You'll be glad you did.

    herdgrad972

  • Christina is an asset you want on your team whether you are buying or selling your home. She is honest and works hard for her clients and will help in anyway she can. I was relieved to have her in my corner and guiding me through the entire experience of buying a home. Thank you Christina!!

    speeddemonkris

  • Christina is an exceptional realtor that I would highly recommend. I relocated out of state and needed to sell quickly during the slower off season winter months. Christina's not only found a buyer quickly but her knowledge and marketing skill generated several hits that required me to choose between several offers.

    spaulding11

  • Christina made the process of buying our first home EXTREMELY easy! From start to finish, she walked us through what to expect, had a variety of homes that fit our needs, and was so sweet. We couldn't have asked for a better realtor!

    salepiato

  • Christina and her team were the best. Every step was professionally completed. All the details were considered and planned for. The entire team responded almost immediately to every communication request. They were flexible and managed around my schedule. There was nothing more they could have done to make my experience better. I have bought and sold real estate for years. This is the best experience I have ever had.

    Davedamon6

  • The most remarkable characteristic of Christina Hillard and her staff was the extraordinary responsiveness. We never had any trouble contacting or communicating with her--the workweek, evenings and weekends were all equally good. They established a professional, personable environment that quickly resolved questions and issues between us and the seller. If we ever sell our house, she is getting my first and only call.

    tay johannes

  • We loved Christina!! She was very knowledgeable and helpful throughout the entire first house experience. I do not know what we would have done without her. She always responded to any text or calls within minutes. I would definitely recommend her to anyone purchasing a house for the first time or the 5th.

    whick123

  • Christina was amazing!! As first time homebuyers she was more than willing to walk us through the process. She really took care of us. If we needed anything, she was there. She even helped set us up with other contacts we would need. I would strongly recommend Christina to anyone who is looking for a realtor.

    parente brad

  • Very knowledgeable about different aspects of the house. Very timely with getting everything from paperwork to phone calls taken care of. Pointed out things in the house that may be a problem in the future... such as old windows/AC unit. She made looking at houses fun!

    jcoyle2010

  • Christina made our buying experience and easy a possible. She was very prompt in responding to call, texts and emails. Her staff was top notch and always very professional! I would HIGHLY recommend using her and WILL be a return customer for any and all real estate needs

    jkutter35

  • Christina was absolutely amazing! She helped us by a beautiful home while we are stationed overseas so when we come back to the states we can move right in to our new home. She simplified the process for us by viewing houses and making in depth videos of the properties so that we didn't have to travel in order to see the homes. She is very knowledgeable and always responded to us immediately. She went above and beyond to make sure our needs were being met. We couldn't have asked for a better realtor and are so thankful that we were able to work with Christina! Even after we closed on our home she has continued to help us get our home ready for move in! We will definitely be recommending Christina to anyone who needs real estate services.

    toobad319

  • We selected Christina to show us one house by chance, and even though that house turned out not to be the one we bought, she turned out to be a crackerjack agent! She was ready to help us all hours of the day and was indefatigable in searching out suitable places for us to visit. He wise advice and diligent efforts helped us to locate just the home we wanted and needed. If you need a great real estate agent, choose Christina!

    user8535596

  • Christian was AMAZING throughout out process of purchasing our home. She negotiated our price without hesitation and completed market research to support her recommendations. The house appraised for less than the contract price and she went to work again with negotiations bring the price down while maintaining the other negotiations that were important tobis. He assistance did not end when the closing finished. An item was missing from the property and she jumped into action and had the item returned in proper condition. She was remarkable and made this process almost effortless on our end. Thank you Christina and family for all your hard work and smiling happy faces!

    user1789917

  • She was great! We started this process not knowing much of anything about buying a home. We decided to build and looked at a few different builders. After deciding which one to go with, it was great to have her there in the process. She knew what we needed to do and when we needed to do it. At one point we had to negotiate hard with the builder to add something at the end, and she handled this well!!

    brett collar